IN his role as a financial advisor, Dave Mackay knows better than most that the value of your stock can go down as well as up. The last few years have been a tumultuous one for the former defender; from the high of captaining St Johnstone to a maiden Scottish Cup win 2014, to injury-enforced retirement two years later, to landing his first management role with Stirling Albion and then taking them to the top of League Two, before defeat in the promotion play-offs and then losing his job in Septem

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